Terms of Use

Last updated: January 2024

These Terms of Use ("Terms") govern your access to and use of the lucid-saga website located at lucid-saga.com ("Website") and any services offered through it. By accessing or using our Website, you agree to be bound by these Terms.

Acceptance of Terms

By using this Website, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use our Website.

Changes to Terms

We may revise these Terms at any time by amending this page. Please check this page regularly to take notice of any changes, as they are binding on you. Your continued use of the Website following any changes constitutes acceptance of the new Terms.

Use of the Website

You may use our Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website in any way that violates any applicable local, national, or international law
• Use the Website to transmit any unsolicited advertising or promotional material
• Attempt to gain unauthorised access to any part of the Website or any server, computer, or database connected to it
• Use any automated systems to access the Website in a manner that exceeds reasonable use
• Introduce any viruses, malware, or other harmful material

Intellectual Property Rights

All content on this Website, including text, graphics, logos, images, and software, is the property of lucid-saga or its content suppliers and is protected by United Kingdom and international copyright laws.

You may print or download content from our Website for your personal, non-commercial use only. You must not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or sell any content from this Website without our prior written permission.

Educational Content Disclaimer

The information provided on this Website and in our courses is for general educational purposes only. It does not constitute financial advice and should not be relied upon as such. Before making any financial decisions, you should consult with a qualified financial adviser who can consider your individual circumstances.

We do not guarantee any specific results from participation in our courses. Individual outcomes vary depending on personal circumstances, prior knowledge, and application of the material.

Course Enrolment and Payment

When you enrol in a course through our Website:

• You agree to provide accurate and complete information
• Payment is due at the time of booking unless a payment plan has been agreed
• Course fees are subject to our refund policy, available upon request
• We reserve the right to refuse enrolment or cancel bookings at our discretion

Cancellation and Refunds

Our cancellation policy for course bookings is as follows:

• Cancellations made more than 14 days before the course start date: full refund
• Cancellations made 7-14 days before the course start date: 50% refund
• Cancellations made less than 7 days before the course start date: no refund, but you may transfer to a future course subject to availability

We reserve the right to cancel or reschedule courses. In such cases, participants will be offered a full refund or transfer to an alternative date.

Limitation of Liability

To the extent permitted by law, lucid-saga shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Website or our services.

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Indemnification

You agree to indemnify and hold harmless lucid-saga, its officers, directors, employees, and agents from any claims, damages, costs, and expenses arising from your use of the Website or breach of these Terms.

Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us:

lucid-saga
14 Grainger Street
Newcastle upon Tyne
NE1 5JE
Email: [email protected]