Dedicated to improving financial literacy across Newcastle upon Tyne and beyond
Founded in 2018, lucid-saga emerged from a simple observation: too many individuals and families struggle with money not because they lack intelligence, but because financial education remains absent from most school curricula and workplace training.
What began as weekend workshops in a community centre has grown into a comprehensive educational programme serving hundreds of participants annually. Our founders combined backgrounds in education and financial services to create courses that bridge theoretical knowledge with everyday application.
Today, we operate from our dedicated training facility in Newcastle city centre, offering programmes for adults learning to manage household budgets, young people preparing for financial independence, and professionals seeking to strengthen their understanding of personal investment.
These principles guide every course we design and every interaction with participants
Financial knowledge should be available to everyone regardless of background, current income, or prior experience. We use clear language and relatable examples.
Theory matters less than application. Every session includes exercises participants can implement immediately in their own financial situations.
We meet people where they are without judgement. Whether someone carries debt or has never saved a penny, they receive the same quality of instruction.
We explain our reasoning, acknowledge the limitations of our guidance, and encourage participants to seek professional advice for complex situations.
Learning about money can feel intimidating. Many adults carry shame about past financial mistakes or gaps in their knowledge. Our approach addresses this directly by creating supportive, non-competitive learning environments.
We measure success not by test scores but by behavioural changes: participants who create their first budget, open a savings account, or have their first family conversation about money goals.
Experienced educators with backgrounds in finance, teaching, and community development
Numbers that reflect our commitment to financial empowerment
Adults and young people who have completed our programmes since 2018
Participants who finish the full course and receive their certificate
Alumni who implemented at least one new financial habit within 90 days
Take the first step toward financial confidence. Browse our courses or get in touch to discuss which programme suits your needs.
Explore CoursesThe information provided on this website and in our courses is for educational purposes only. It does not constitute financial advice. Individual results may vary based on personal circumstances. Please consult a qualified financial adviser before making significant financial decisions. Past performance is not indicative of future results.